The retirement planning concept of “safe withdrawal rates” (and the accompanying “4% rule” concept) can be traced back to an article by financial planner Bill Bengen — an article that was published 20 years ago this month (October, 1994). This week, the Journal of Financial Planning published a piece by financial planner Jonathan Guyton (with additional perspectives from a number of other big names in the retirement planning field) discussing the impact of Bengen’s research.
- The 4% Rule: It Was 20 Years Ago Today from Jonathan Guyton (pdf)
- Global Diversification: Accepting Good Enough to Avoid Terrible from Ben Carlson
- Net Worth is About Time, Not Money from Allan Roth
- A Pre-retirement Financial Checklist from Jim Dahle
- Are You a Performance Taker or Seeker? from Rick Ferri
- Three Portfolios from Dirk Cotton
- What Do You See As the Most Scary Surprise Investors Should Be Worried About? (my answer, at WSJ)
- What’s the Latest Thing You Read About Investing That Surprised You? (my answer, at WSJ)
Thanks for reading!