Comments on: IRA Beneficiary Rules: The “Stretch” IRA http://www.obliviousinvestor.com/ira-beneficiary-rules-the-stretch-ira/ Investing Blog: The Oblivious Investor Tue, 07 Feb 2012 17:04:11 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: cpa accounting leads http://www.obliviousinvestor.com/ira-beneficiary-rules-the-stretch-ira/comment-page-1/#comment-5399 cpa accounting leads Sun, 27 Jun 2010 03:44:10 +0000 http://www.obliviousinvestor.com/?p=5585#comment-5399 So few people understand the IRA beneficiary rules. Most people just take the lump sum benefits and pay the tax. It's good to see the rules spelled out in an article that people can understand. So few people understand the IRA beneficiary rules. Most people just take the lump sum benefits and pay the tax. It’s good to see the rules spelled out in an article that people can understand.

]]> By: Susan Tiner http://www.obliviousinvestor.com/ira-beneficiary-rules-the-stretch-ira/comment-page-1/#comment-5398 Susan Tiner Fri, 25 Jun 2010 19:45:57 +0000 http://www.obliviousinvestor.com/?p=5585#comment-5398 Good point. A probably obvious comment is that the stretching benefit only makes sense with a traditional IRA, since with a Roth IRA the required distributions are tax free as long as the IRA has been established for five years. In the Roth case there's a benefit in leaving it to a spouse vs non-spouse since the spouse can avoid RMDs. http://www.fairmark.com/rothira/inherit.htm Good point. A probably obvious comment is that the stretching benefit only makes sense with a traditional IRA, since with a Roth IRA the required distributions are tax free as long as the IRA has been established for five years. In the Roth case there’s a benefit in leaving it to a spouse vs non-spouse since the spouse can avoid RMDs.

http://www.fairmark.com/rothira/inherit.htm

]]> By: DIY Investor http://www.obliviousinvestor.com/ira-beneficiary-rules-the-stretch-ira/comment-page-1/#comment-5395 DIY Investor Wed, 23 Jun 2010 13:18:22 +0000 http://www.obliviousinvestor.com/?p=5585#comment-5395 Great info! Beneficiary designations on IRAs are one of the easiest yet most important financial planning tasks to take care of. Great info! Beneficiary designations on IRAs are one of the easiest yet most important financial planning tasks to take care of.

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