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Investing Blog Roundup: Saving 1% More

As we discussed earlier this week, the most foolproof solution to low interest rates (and low expected returns in general) is simply to save more. For most U.S. households, a small increase in savings rate would do wonders for their overall financial well-being.

That’s why Jim Blankenship, a CFP from the Garrett Planning Network and the author of one of my favorite blogs is currently starting a “save 1% more” movement to encourage people to bump up their savings rates by just 1%.

Given that the U.S. personal savings rate (as a percentage of disposable income) is currently only 3.3%, an increase of 1% would have a meaningful impact. For an investor early in his/her career, a 1% savings increase would increase net worth upon retirement by nearly one third, while the decrease in current spending would be much less noticeable.

Investing Articles

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  1. Thanks for the mention and link, Mike – keep up the good work!


  2. Thanks for the mention!

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