The famous “Trinity Study” (in which three professors from Trinity University used historical data to determine the rate at which you can spend from a retirement portfolio without a high chance of depleting it) was performed 14 years ago. But it’s still referenced quite frequently in current financial writing.
I’m becoming more and more confident that Wade Pfau is the researcher of today whose work we’ll still be discussing many years down the line.
Admittedly, his writing is a bit more technical than most articles on this blog. But it’s still pretty accessible (the graphs help!), and unlike a lot of other research, it’s easy to see how Pfau’s work is applicable to real life situations.
The following are a handful of articles from Pfau that I’ve enjoyed over the last couple weeks. I hope you enjoy them as well.
- Safe Withdrawal Rates and Retirement Date Market Conditions
- Lower Future Returns and Safe Withdrawal Rates
- Withdrawing a Constant Percentage of Remaining Wealth (to be compared with Variable Withdrawals in Retirement)
- Partial Annuitization in Retirement
- Why Daily Market Commentary is a Joke from Canadian Couch Potato
- An Inside View of Annuity Sales from Allan Roth
- It’s Time to Regulate Financial Instruments from Larry Swedroe
- The Curse of the Yale Model from Rick Ferri
- Clearing Firm: Your Broker’s Broker from The Finance Buff
Other Money-Related Articles
- Protecting Yourself from Catastrophic Loss: Umbrella Policies from GenX Finance
- Why You’ll Likely Need Less in Retirement from Get Rich Slowly
- Buffett: Buying Houses Better Than Buying Stocks from Consumerism Commentary
Thanks for reading!