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Investing Blog Roundup: In Defense of the Easy Way

As we’ve discussed at various points previously (here, for example), it’s the overall allocation of your portfolio that matters, not the allocation of each individual account. And, given that fact, you can often minimize costs (either in the form of expense ratios, tax costs, or both) by allocating each account differently to take advantage of the best option(s) for that particular account.

As Jim Dahle recently pointed out, however, some people will find the “all one portfolio” approach to be rather harder to implement than the “same allocation in each account” approach. And that’s not a trivial point. It’s important to be able to confidently manage your portfolio.

Other Money-Related Articles

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