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Investing Blog Roundup: Health Care and Retirement

A new study from the Employee Benefit Research Institute found that 53% of workers plan to continue working longer than they would like in order to continue receiving health insurance through work.

It should be interesting to see how different things look in 2014, with the implementation of the government-run exchanges for individual health insurance plans. Knowing that it’s possible to get health insurance might free up a lot of people to retire sooner than they otherwise would. Of course, we have yet to see what the coverage for such plans will look like and how much it will cost.

On a related note, an article on MarketWatch this week had a good run-through of the changes that we’ll be seeing over the next couple years as the Affordable Care Act’s various provisions take effect:

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  1. Knowing that it’s possible to get health insurance might also encourage would-be entrepreneurs to make the leap and start their own thing vs. sticking with their regular job. In other words, universal healthcare could wind up creating jobs.

  2. Perhaps!

    I’m firmly in the “no way to predict all the ramifications of something this big” camp. I’m sure the consequences of the law will be numerous — both positive and negative, some foreseen, some not.

  3. Yes, I agree. To date, however, there has been so much fear-mongering about the ACA that I figured I’d highlight a possible positive outcome. :-)

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