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Investing Blog Roundup: Allocating Between Stocks, Bonds, and Annuities

This week, I found a recent article by Joe Tomlinson in Advisor Perspectives to be particularly interesting. Admittedly, given the publication that it’s written for, the article is somewhat more technical than much of the material on this blog. But, I think you’ll find it interesting:

The conclusion is in line with what I’ve been saying here for the last couple years: inflation-adjusted lifetime annuities can be quite helpful for reducing the probability of running out of money during retirement. In addition, they make the worst-case scenario (in which you do deplete your portfolio) not as bad, because you’ll be left with more income.

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Comments

  1. Jenna, Adaptu Community Manager says:

    Thanks for include Money Under 30′s blog post about us!

  2. kurt e johnson says:

    mike
    i’m retiring at the end of year ,can i still put $ 6,000 in my roth for 2013 ?

    thank you

  3. Kurt,

    In a given year, your contribution is limited to the lesser of:
    1) $6,000 (assuming you’re 50 or older), or
    2) your taxable compensation for the year.

    So, the answer depends on whether or not you’d have any other taxable compensation for the year. IRS Publication 590 provides more information with regard to what would qualify as compensation for these purposes.

If you want to discuss this article, I recommend starting a conversation over at the Bogleheads investing forum.
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