This week, I found a recent article by Joe Tomlinson in Advisor Perspectives to be particularly interesting. Admittedly, given the publication that it’s written for, the article is somewhat more technical than much of the material on this blog. But, I think you’ll find it interesting:
- Investing for Retirement: SPIAs, TIPS, Stocks, and the 4% Rule by Joe Tomlinson
The conclusion is in line with what I’ve been saying here for the last couple years: inflation-adjusted lifetime annuities can be quite helpful for reducing the probability of running out of money during retirement. In addition, they make the worst-case scenario (in which you do deplete your portfolio) not as bad, because you’ll be left with more income.
Investing Articles
- Investing Truths from Financial Ducks in a Row
- Star Fund Managers and Flame-Out Rates from Rick Ferri
- How to Profit from the Presidential Election from Allan Roth
- You Can’t Miss Crises, But You Can Plan for Them from Larry Swedroe
Other Money-Related Articles
- Student Loans Should Be Dischargeable in Bankruptcy from Bad Money Advice
- The Cost of Paying a 30-Year Mortgage on a 15-Year Schedule from The Finance Buff
- Should You Tell Your Boss You’re Looking for a New Job? from PT Money
- Mint Alternatives: Comparing Adaptu, Personal Capital, and Manilla from Money Under 30
Thanks for reading!
Hi. I'm Mike Piper, the author of this blog. I'm a CPA and the author of several personal finance books. The point of this blog is to show that investing doesn't have to be complicated. 
Thanks for include Money Under 30′s blog post about us!
mike
i’m retiring at the end of year ,can i still put $ 6,000 in my roth for 2013 ?
thank you
Kurt,
In a given year, your contribution is limited to the lesser of:
1) $6,000 (assuming you’re 50 or older), or
2) your taxable compensation for the year.
So, the answer depends on whether or not you’d have any other taxable compensation for the year. IRS Publication 590 provides more information with regard to what would qualify as compensation for these purposes.