New Here? Get the Free Newsletter

Oblivious Investor offers a free newsletter providing tips on low-maintenance investing, taxes, and retirement planning. Join over 15,000 email subscribers:

Articles are published Monday and Friday. You can unsubscribe at any time.

Investing Blog Roundup: Allocating Between Stocks, Bonds, and Annuities

This week, I found a recent article by Joe Tomlinson in Advisor Perspectives to be particularly interesting. Admittedly, given the publication that it’s written for, the article is somewhat more technical than much of the material on this blog. But, I think you’ll find it interesting:

The conclusion is in line with what I’ve been saying here for the last couple years: inflation-adjusted lifetime annuities can be quite helpful for reducing the probability of running out of money during retirement. In addition, they make the worst-case scenario (in which you do deplete your portfolio) not as bad, because you’ll be left with more income.

Investing Articles

Other Money-Related Articles

Thanks for reading!

New to Investing? See My Related Book:


Investing Made Simple: Investing in Index Funds Explained in 100 Pages or Less

Topics Covered in the Book:
  • Asset Allocation: Why it's so important, and how to determine your own,
  • How to to pick winning mutual funds,
  • Roth IRA vs. traditional IRA vs. 401(k),
  • Click here to see the full list.

A Testimonial:

"A wonderful book that tells its readers, with simple logical explanations, our Boglehead Philosophy for successful investing." - Taylor Larimore, author of The Bogleheads' Guide to Investing


  1. Jenna, Adaptu Community Manager says:

    Thanks for include Money Under 30′s blog post about us!

  2. kurt e johnson says:

    i’m retiring at the end of year ,can i still put $ 6,000 in my roth for 2013 ?

    thank you

  3. Kurt,

    In a given year, your contribution is limited to the lesser of:
    1) $6,000 (assuming you’re 50 or older), or
    2) your taxable compensation for the year.

    So, the answer depends on whether or not you’d have any other taxable compensation for the year. IRS Publication 590 provides more information with regard to what would qualify as compensation for these purposes.

Disclaimer: By using this site, you explicitly agree to its Terms of Use and agree not to hold Simple Subjects, LLC or any of its members liable in any way for damages arising from decisions you make based on the information made available on this site. I am not a financial or investment advisor, and the information on this site is for informational and entertainment purposes only and does not constitute financial advice.

Copyright 2016 Simple Subjects, LLC - All rights reserved. To be clear: This means that, aside from small quotations, the material on this site may not be republished elsewhere without my express permission. Terms of Use and Privacy Policy