New Here? Get the Free Newsletter

Oblivious Investor offers a free newsletter providing tips on low-maintenance investing, tax planning, and retirement planning. Join over 16,000 email subscribers:

Articles are published Monday and Friday. You can unsubscribe at any time.

Investing Blog Roundup: Advanced Tax Planning with Muni Bond Funds

We’ve talked before about both tax-loss harvesting and tax-gain harvesting with bonds. This week, author/advisor Allan Roth shares an advanced tax planning strategy using muni bond funds, in which investors can expect to be able to claim a tax loss without actually having incurred an economic loss.

Investing Articles

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: More 401(k) Lawsuits

Over the last couple of weeks, lawsuits have been filed against a whole list of retirement plan sponsors. As Morningstar’s John Rekenthaler explains, the plans being targeted are not the worst plans around. In fact, they’re better than average. So why are these plans being targeted? And should we expect the lawsuits to result in any improvement for the employees in question — or the industry in general?

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: How Often Do Tactical Allocation Funds Succeed?

Tactical asset allocation is the strategy of moving between various asset classes (e.g., from stocks to bonds or vice versa) in an attempt to outperform a simple static asset allocation.

This week, Luke Delorme takes a look at the performance of tactical asset allocation mutual funds to see how frequently they outperform a low-cost balanced fund (specifically, Vanguard’s Balanced Index Fund).

Investing Articles

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: Even CFPs Make Mistakes

To make progress in any field, it’s critical to learn from your mistakes. Even better: learning from somebody else’s mistakes. This week, author and financial planner Allan Roth shares several of his biggest financial mistakes, and lessons he learned from them.

Investing Articles

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: Evaluating an Existing Whole Life Policy

Whole life insurance is one of a handful of products that is regularly sold in inappropriate situations. However, in some cases, after purchasing a whole life policy and paying the premiums for several years, it may be a good idea to keep the policy, even though purchasing it in the first place wasn’t a good idea. This week Jim Dahle provides an excellent explanation and example of how to do such an evaluation:

Investing Articles

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: “Heads I Win, Tails I Win”

Housekeeping note: I’ll be traveling this upcoming week, so there will be no articles on Monday 7/18 or Friday 7/22. And I may be somewhat slower than usual in replying to emails. Things will return to normal on Monday 7/25.

There’s a good bit of research (see here for one recent example) showing that investors tend to underperform their own investments, due to buying and selling at the wrong times.

This week I read WSJ editor Spencer Jakab’s new book Heads I Win, Tails I Win: Why Smart Investors Fail and How to Tilt the Odds in Your Favor, which takes a look at that gap in performance and discusses steps investors can take to minimize it.

In my opinion, the best thing about the book is the perspective of the author. Prior to working in the financial media, Jakab was a stock analyst. As a result of his experience, Jakab is able to shed light on the tricks that both the brokerage industry and financial media use to make money from you — regardless of what is in your best interests.

In any event, it’s an entertaining book, with good information. (Chapter 10 of the book — “Seven Habits of Highly Ineffective Investors” — would make a good mini-book all on its own.)

Here’s the Amazon link for those who are interested:

Investing Articles

Other Money-Related Articles

Thanks for reading!

Disclaimer: By using this site, you explicitly agree to its Terms of Use and agree not to hold Simple Subjects, LLC or any of its members liable in any way for damages arising from decisions you make based on the information made available on this site. I am not a financial or investment advisor, and the information on this site is for informational and entertainment purposes only and does not constitute financial advice.

Copyright 2016 Simple Subjects, LLC - All rights reserved. To be clear: This means that, aside from small quotations, the material on this site may not be republished elsewhere without my express permission. Terms of Use and Privacy Policy