New Here? Get the Free Newsletter

Oblivious Investor offers a free newsletter providing tips on low-maintenance investing, tax planning, and retirement planning. Join over 17,000 email subscribers:

Articles are published Monday and Friday. You can unsubscribe at any time.

Investing Blog Roundup: Why Do Advisors Struggle to Make Simple Portfolios?

In Monday’s article, I offhandedly mentioned that advisors tend to create complex portfolios for clients. Coincidentally, Allan Roth has an article out this week exploring the reasons (both good and bad) for the complexity we often see in portfolios created by advisors.

Investing Articles

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: Creating a Retirement Policy Statement

As we’ve discussed here many times, saving/investing for retirement doesn’t have to be complicated. For most people, a very simple portfolio — even an “all in one” fund — is a perfectly good choice. Managing a portfolio in retirement, however, can be rather more complicated. And of course the portfolio is just a part of the overall financial picture.

This week, Christine Benz of Morningstar discusses creating a retirement policy statement — a short document detailing how you plan to manage your retirement portfolio, as well as a few critical related pieces of information (e.g., planned age at retirement, annual income from other sources, etc.).

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: Focus on Systems, Not Goals

For many people, setting specific, long-term goals is a critical part of how they make progress in work, health, or personal finance.  This week I encountered an article (via Michael Kitces) that describes an alternative approach — one that works for me and which might be helpful for you.

Investing Articles

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: Your Good Habits Aren’t Helping

Most of us with an interest in personal finance make conscious efforts to develop habits that will lead to financial success (however we each define it). As behavioral economist Meir Statman points out, however, the habits that serve one well during the accumulation stage are not necessarily a good fit for the spending stage. In some cases they can be directly detrimental to financial success or to happiness.

Investing Articles

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: The Price of Socially Responsible Investing

Socially responsible investing is a hot topic — and getting hotter. This week, Larry Swedroe explains something that many SRI investors overlook: if the goal is to drive up the cost of capital for “bad” companies (however you define that), that is the same thing as driving returns up for investors in those companies (and down for investors in “good” companies).

Other Money-Related Articles

Thanks for reading!

Investing Blog Roundup: The Future of Financial Advice

Over the last few decades, people have come to realize two things about mutual funds:

  1. Costs matter, and
  2. Most people don’t need anything fancy. (So paying a low cost for a cookie-cutter solution is usually just fine.)

This week John Rekenthaler of Morningstar predicts that, eventually, people will come to realize the same two things about financial advice.

Other Money-Related Articles

Thanks for reading!

Disclaimer: By using this site, you explicitly agree to its Terms of Use and agree not to hold Simple Subjects, LLC or any of its members liable in any way for damages arising from decisions you make based on the information made available on this site. I am not a financial or investment advisor, and the information on this site is for informational and entertainment purposes only and does not constitute financial advice.

Copyright 2017 Simple Subjects, LLC - All rights reserved. To be clear: This means that, aside from small quotations, the material on this site may not be republished elsewhere without my express permission. Terms of Use and Privacy Policy