There are two questions that I’ve been asked over and over since I started writing this blog:
- How much money will I need to retire?
- How should I manage my retirement portfolio to minimize the risk of outliving your money?
My new book Can I Retire? Managing a Retirement Portfolio Explained in 100 Pages or Less (available here on Amazon) was written to address those questions directly.
What Makes This Book Unique?
How does this book hope to be better than, for example, The Bogleheads’ Guide to Retirement Planning or Jim Otar’s Unveiling the Retirement Myth?
It doesn’t. It’s not better. It’s shorter.
As the latest addition to the “…in 100 Pages or Less” series, Can I Retire? is written for the person who might not be able to find the time to read Otar’s entire 525-page book or the 370-page Bogleheads’ Guide.
If you’re considering reading a more in-depth guide to retirement planning, I wholeheartedly encourage you to do so. (Both of the above-mentioned books are excellent!) But if there’s a good chance that, if you were to buy one of those other books, it would sit unread on your coffee table or bookshelf, then this book is written for you.
Table of Contents
Introduction: Time to Make a Plan
Part One: How Much Money Will I Need to Retire?
1. How Much Income Will You Need?
2. Safe Withdrawal Rates: The 4% “Rule”
3. What if 4% Isn’t Enough?
4. Retirement Planning with Annuities
Part Two: Retirement Portfolio Management
5. Index funds and ETFs vs. Active Funds
6. 401(k) Rollovers
7. Asset Allocation in Retirement
8. Managing Your Long-Term “Bucket”
Part Three: Tax Planning in Retirement
9. Roth Conversions
10. Distribution Planning (which account to spend from first)
11. Asset Location
12. Other Tips for Taxable Accounts
Conclusion: Finding Help with Your Plan